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How to build an emergency fund

Have you received a tax refund, gift, bonus, or raise recently? Consider putting that extra cash into your savings account. Remember – keeping it out of reach of your checking account means it’s harder to spend and there’s a higher chance of saving it.NNPA NEWSWIRE — Setting aside hundreds or thousands of dollars for an emergency – and not using it – can seem like a challenge when you have bills and other responsibilities. But building an emergency fund can be done in phases over time, and you can make small changes now to get start growing your fund. Every dollar you save now can help cushion when the next emergency happens.

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